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Senior Living: What Is It? Options, Costs, and Benefits

What Is Senior Living?

Senior living refers to the variety of housing and care alternatives available to senior citizens. Seniors with Alzheimer’s disease or other dementias can live a maintenance-free lifestyle in a variety of senior living homes, ranging from 55+ communities for active seniors to fully staffed complexes. This book explains every kind of senior living so you can choose the ideal community for you.

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What kinds of senior living exist?

Senior housing alternatives include nursing homes, other 55+ communities, and senior apartments. The degree of care that each choice offers residents is the main distinction between them.

Senior apartments or independent living could be the best option for independent seniors who don’t require help. Active seniors who require assistance with activities of daily living (ADLs) can find a balance in assisted living facilities, board and care homes, or both independence and support. On the other hand, memory care facilities or nursing homes may be more advantageous for elderly people with complicated medical issues or dementia.

Home care or home health care could be a suitable match for the elderly, depending on their needs. While home health care services can deliver prescription in-home professional nursing care, home care services can offer companionship and everyday assistance.

What advantages do senior living communities offer?

Senior living communities address seniors’ individual requirements, improve their quality of life, and provide their loved ones peace of mind, all while enabling them to maintain as much independence as possible. Living in a senior living community can provide the following advantages:

Enhanced safety for senior citizens: Peace of mind may be attained by having features like guarded campuses and settings designed to avoid falls.

Senior socialization activities include holiday parties, educational seminars, and other events that keep elders interacting with their peers.

wholesome dinners made with senior citizens in mind: Dietitians and chefs may be able to meet the special nutritional requirements of elders.

Low-stress lifestyles: Housekeeping, maintenance, laundry, and transportation services may be provided by senior housing personnel.

Senior-specific wellness assistance: Care coordination and personal care planning may be offered.

Indicates when senior living is necessary

A person may decide to hire a home care provider or move into senior living for a number of reasons. The desire to simplify or reduce expenditures may be a sign that independent seniors should think about senior living. It could be time to think about more engaged elder care if a senior starts to experience difficulties with activities of daily living (ADLs), is diagnosed with dementia, or has a complicated medical condition that needs ongoing attention. Seek out choices including assisted living, memory care, nursing homes, and home health care that offer health services.

Senior living expenses and available financing

An option for senior living will usually cost more the more specialized it is. For instance, nursing homes continue to be the priciest choice for senior living while providing the best care available outside of a hospital. The monthly cost of elder care will depend on a number of factors, including location, kind of care, floor layout, services and facilities, and price structure.

You can more effectively plan for care and manage your budget if you are aware of what actual families paid for various care alternatives. The median monthly prices for senior living throughout the country are displayed here, courtesy of A Place for Mom’s 2023 Cost of Long-Term Care and Senior Living Report.

Families employ both public and private pay alternatives when it comes to senior care expenditures. Using money from personal accounts, retirement savings, social security, and insurance are examples of private payment options. Certain families could choose for public payment choices such as Veterans Affairs, Medicare, and Medicaid.

Finding Senior Living

Three key questions can help you choose the best senior living option: what are your requirements, what are your retirement aspirations, and what is your budget? Selecting the choice that best suits your family’s needs should be made easier if you know the answers to these questions. In situations when the individual in question is not in need of care services but instead desires to engage in new activities and socialize with others, independent living may be a more suitable choice than an assisted living facility or senior apartment.

Above all, taking a tour is the greatest method to decide which senior living alternative is ideal. Families may meet the staff and members of the community, ask questions, look over floor plans, and get a real feel of what it might be like to live there by taking a tour. Our data indicates that 97% of families take a tour before deciding which senior living alternative to choose.

Advice on transitioning to senior living

Since moving might be a significant adjustment, it’s advisable to make advance plans. Think about the big transition you or a senior loved one will experience. A smooth relocation is essential for a happy adjustment to a new setting and way of life.

Here are some excellent pointers for a simple transition to senior living:

Select one room at a time to pack and reduce the size of.

Think about using a seasoned senior moving company.

Collaborate with a geriatric care manager to guarantee that access to medical professionals and prescription drugs is maintained following the relocation.

When deciding whether mode of transportation—a vehicle or an airplane—is preferable, take mobility demands into account.